Step-by-step guide on how to apply for the Bihar Student Credit Card.

Offline Application:

The candidate, along with their father, mother, guardian, or any blood relative, needs to visit the District Resident Cum Counselling Office (DRCC) located in every district of Bihar. Here’s how the offline application process works:

1. Gather all the required documents, including identity proof, income certificate, educational certificates, residence certificate, and proof of admission.
2. Visit the DRCC office in your district, accompanied by one of your parents or relatives, who will act as a guarantor. Ensure that you bring all the necessary documents with you.
3. At the DRCC office, submit your application along with the supporting documents. The office staff will verify all the documents to ensure they meet the scheme’s requirements.
4. After thorough verification of all the documents, the student is provided with an acknowledgment slip. This acknowledgment slip serves as confirmation of your application and the initiation of the loan processing.

Instructions For Online Application Submission.

Online Application (Step 1):

1. Visit the official website of the Bihar Student Credit Card portal – MNSSBY.
2. Navigate to the option ‘New Applicant Registration,’ typically the first step in the online application process.
3. Fill in the required details, including your first name, email ID, Aadhar number, mobile number, and other requested information.
4. To confirm your details and complete your registration, click on the option ‘Send OTP’ (One-Time Password). The OTP will be sent to both your email ID and mobile number.
5. Enter the OTP you received on your email ID and mobile number, and then click ‘Submit.’
6. After successful OTP verification, you will receive your login details via Email/SMS, which are necessary for accessing the application portal.
7. Return to the home page of the Bihar Student Credit Card portal and use your login details, including your username, password, and captcha code provided. Click ‘Login’ to proceed to your account.
8. You may be prompted to change and update your password as a security measure. Follow the instructions to create a new password and then re-login using your updated credentials.
9. After successfully logging in, you will be directed to a new page where you need to enter and submit your personal details. Provide the necessary information as requested.
10. On the dashboard, select the ‘Bihar Student Credit Card’ option under the ‘Select Scheme’ menu. You will be prompted to provide further details related to your application.
11. Fill in the financial and general details as required. Ensure that you provide accurate and complete information.
12. After completing all the necessary details, click on ‘Submit.’ Your application will be processed, and you will receive an acknowledgment via email once the submission is successful.

Document Verification:

After receiving the acknowledgment via email, the candidate, along with their father, mother, guardian, or any blood relative, needs to visit the District Resident Cum Counselling Office (DRCC) located in every district of Bihar. This is done to ensure the authenticity of the documents and complete the verification process.

1. At the DRCC office, present all the original documents for verification to the office staff.
2. After thorough verification of all the documents, the student will be given the acknowledgment slip. This acknowledgment slip confirms the successful completion of the verification process and marks the initiation of the loan application.

By combining the online application process with in-person document verification at the DRCC office, the Bihar Student Credit Card scheme aims to streamline the application process while ensuring the authenticity of the documents provided by the applicants.

Conclusion:

The Bihar Student Credit Card application process is designed with the convenience and accessibility of students and their families in mind. It offers two distinct pathways, each with its advantages.

In the online application process allows you to save time and effort by completing the initial registration and submission of essential information from the comfort of your home. It eliminates the need for long hours of waiting in queues to fill out forms. However, it’s important to note that even with the online application, an in-person visit is required to the District Resident Cum Counselling Office (DRCC) for document verification. This step ensures that the documents provided are genuine and accurate.

The offline application process, involves a visit to the DRCC office along with one of your parents or relatives who will act as a guarantor. While this approach may require an in-person visit, it offers the advantage of direct interaction with office staff who can provide guidance and assistance throughout the application process.

In both steps, the process has been thoughtfully structured to ensure that only eligible students receive financial support, making it a reliable and accessible way to finance higher education. By combining the convenience of online applications with the necessary document verification process, the Bihar Student Credit Card scheme strives to make quality education within reach for students in Bihar.

List Of Required Documents :

here’s a list of the required documents for the Bihar Student Credit Card application:

Applicant:

1. Aadhar Card:
   • Provide a copy of your Aadhar Card.
   • Bring the original Aadhar Card for verification at the District Resident Cum Counselling Office (DRCC).
2. Matric (SSC)/ +2 (HSC)/ Graduation – Mark sheets and Original Certificates:
   • Carry the original mark sheets and certificates of your matriculation, higher secondary, or graduation for verification at the DRCC.
   • Include copies for reference.
3. Bank Passbook:
   • Provide a copy of your bank passbook with details including Account Number, Account Name, IFSC Code, and Branch Details.
   • Bring the original bank passbook for verification at the DRCC.
4. Proof of Admission/Bonafide Letter (Provided by College/University):
   • Include a copy of the proof of admission or bonafide letter from your college or university.
   • Bring the original document for verification at the DRCC.
5. Details of Fee Structure (Provided by College/University with Bonafide Letter):
   • The details of the fee structure for your course, typically provided by the college or university along with the bonafide letter.
   • Include a copy and the original for verification at the DRCC.
6. 2 Colour Photographs:
   • Provide clear, recent color photographs.
   • Keep additional copies for verification at the DRCC.
7. Domicile Certificate/Any Address Proof:
   • Include a copy of your domicile certificate or any other address proof, such as a Telephone Bill, Water Bill, Driving License, or Voter ID Card.
   • Bring the original document for verification at the DRCC.
8. Aadhar Card:
   • Provide a copy of the co-applicant’s Aadhar Card.
   • Bring the original Aadhar Card for verification at the DRCC.
9. 2 Colour Photographs:
   • Provide clear, recent color photographs of the co-applicant.
   • Keep additional copies for verification at the DRCC.
10. Domicile Certificate/Any Address Proof:
    • Include a copy of the co-applicant’s domicile certificate or any other address proof, such as a Telephone Bill, Water Bill, Driving License, or Voter ID Card.
    • Bring the original document for verification at the DRCC.